Michael Adams Phone: (845) 638-2000 Fax: (845) 634-1462 michael.adams@hudsonabstract.com Michael Adams is the Director of Sales for Hudson Abstract, and has been with the company since its founding. He graduated from Albertus Magnus High School in Bardonia, New York and received his Bachelor of Science Degree from St. Thomas Aquinas College in Sparkill, New York. He is a past recipient of the prestigious Forty Under Forty of Rockland County Award, given out by the Journal News. Michael has more than 10 years of experience in the title insurance profession and extensive knowledge of the industry. He prides himself on cultivating strong relationships with his clients by staying involved in each step of the real estate transaction.
	Barbara Cummaro Phone: (845) 638-2000 Fax: (845) 634-0895 barbara.cummaro@hudsonabstract.com Barbara Cummaro is the Director of Operations for Hudson Abstract Services Professional, LLC. Ms. Cummaro has been managing the operations of Hudson Abstract Services Professional, LLC since its inception, and during her twenty-one year career has been involved in almost every aspect of the real estate transactional process. Formerly a property manager with North American Properties Group, one of the foremost commercial property companies in Westchester County, Ms. Cummaro also worked as a transactional paralegal for several prominent White Plains real estate law firms. Ms. Cummaro is a graduate of Mercy College and a lifelong resident of Westchester County.
	Matthew Garzia Phone: (845) 639-2000 Fax: (845) 634-0895 matthew.garzia@hudsonabstract.com Matthew Garzia is the Title Sales Representative for Westchester, Putnam and Dutchess Counties. He graduated from Hofstra University with a Bachelors of Business Administration with a concentration in Management. Matthew has worked for Leveraged Networks, specializing in Business Development and CRM with C-Level Executives, and Presidential Life Insurance Company, supporting Strategic Planning and SOX Compliance functions. He is proud to offer his clients competitively priced, reputable title insurance policies while maintaining the highest level of customer service.
	Joseph Rand Phone: (845) 825-8022 Fax: (845) 634-1462 joseph.rand@randrealty.com Joseph Rand is one of the Managing Partners of Rand Mortgage, Better Homes and Gardens Rand Realty, Hudson Abstract, and Rand Commercial Services. A graduate of Georgetown University Law School with a masters degree from Stanford Law School, Joseph was a law professor at Brooklyn Law School and a clerk on the United States Court of Appeals for the Second Circuit before becoming Better Homes and Gardens Rand's in-house General Counsel. He still teaches part-time, teaching Property Law at Fordham Law School as an Adjunct Professor of Law.

Hudson Abstract Services Professional, LLC issues title insurance policies as an agent for Title Resources Guaranty Company and The Security Title Guarantee Corporation of Baltimore. Our responsibilities include conducting the searches that determine whether a property is properly insurable, including performing comprehensive searches of county records to trace titles to properties and check for existing code violations. The results of our searches will determine whether a policy can be issued by our underwriters.

Hudson Abstract Services Professional, LLC is one of the family of companies associated with Better Homes and Gardens Rand Realty, one of the largest real estate brokerages in New York State. Indeed, you should know that Better Homes and Gardens Rand Realty has a business relationship with Hudson Abstract Services Professional, LLC, in that Better Homes and Gardens Rand Realty has a partial ownership in Hudson Abstract Services Professional, LLC. Because of this relationship, a referral from Better Homes and Gardens Rand Realty to Hudson Abstract Services Professional, LLC may provide Better Homes and Gardens Rand Realty with a financial or other benefit. Similarly, Better Homes and Gardens Rand Realty, Rand Mortgage, and Hudson Abstract Services Professional, LLC all share common ownership, and a referral from one entity to the other may provide the referring entity with a fi nancial or other benefit.

You are NOT required to use Hudson Abstract Services Professional, LLC as a condition for the purchase or sale of the subject premises or for the settlement of your loan on the subject premises. There are frequently other settlement service providers available with similar services, and you are free to shop around to determine that you are receiving the best services and the best rate for these services.

If you have any question about these affiliated business arrangements, please contact us.